hard money for short sale

looking for hml for short sale that will do a loan in the state of Ind. 65-70% LTV 678 score need to go stated income


Most HML are set up to do stated loans.

Is the ltv you’ve given based on current as-is value or after repaired value, value for each of those? Purchase Price? Fix Up?

There are several lenders for Indiana.

what do hard money lenders go by…as is or after repair value?

Some hard money lenders go by ARV (After Repair Value) and some go by purchase price. It depends on the lender and the loan program that they offer. Just make sure to ask which value they would use to determine the LTV.