Finding Foreclosures

Hello. I am wondering if it is better to call banks and ask them if they could send me a list of their REO properties and then just put in lowball offers on most of them…or advertise through various means and try to find pre-foreclosures. I would assume the homeowner would be pretty desperate as a pre-foreclosure. Does anybody out there just call the banks and pick up good deals that way?



Pre Foreclosures by Far