I have read a bunch of the old post here and have watched this forum for months. The DOSC post are fun to read or used to be when the NARS PUSHER was posting.
I’m new to this site and not a real investor. There are only a few companies who will use the DOSC and they alway’s give 30 day’s or better and they are the special finance guys for low income and discounted payments. I know for a fact that the USDA will inforce the DOSC and assume that the other government discounted will do the same.
How do I know this?
My wife had this very loan when we got married and first they made her pay full price every month and them came the DOSC. We sold real fast and made some cash.
I work with a few investors who have never had the DOSC used on them and can think of several hundred deals they have done.
Just my couple pennies on this