Does using hard money lender affect your credit?

I am wanting to get into realestate investing. I have done a lot of research. I would have to use a hard money lender. I know they don’t base a loan primarily on your credit. My question is: if worst case scenario the house does not sell do they work with you or take the house? If the later, does it affect your credit? I just want to know the risks.

This all depends on the hard money lender! Some do some dont some will some won’t!

Off the wall answer huh!

Hello, Yes, it depends on the lender. But they would rather have the money then the property. They will work with you.