Do it yourself LLC

If I’m not concerned about Asset protection, is it that bad to do a do it yourself Single Member LLC. The main reason I want to do this is for business credit, Asset protection is not an issue for my situation. What are the pros and cons of this?

short term you’re probably going to have to personally guarantee any credit anyway. Some credit cards don’t ask for that.

long term it becomes a non-issue, but businesses generally pay a higher interest rate (to offset the increased risk).