Debt to income ratio

Financing, Hard Money Lenders, Private Money
1

I keep on running into the same problem over and over.
I currently have over $1.1mil on my credit. All my properties break even, and lenders only count for 75% of my rental income. So all MB’s keep telling me I need to go stated due to my debt to income ratio. Only problem with that is that I work for the government and you can only state so much income being made for what I do in the govt.

Any ideas anyone?

2

Why don’t you start a LLC ( it only cost a few hundreds) try legalzoom.com
& as a CEO of your LLC I am sure you have a great income.

3

I am familiar with an LLC I will look into it.