Credit card LIens/ discounting

i spoke with a credit card company and the homeowner owed 8000.00 they would only discount 5000.00 if i want that property i have to pay off the 5000 right? how do i bluff them that i’m just going to let the property to into forclosure and they might not get anything… Also how do i know if the credit card debt is truly attached as a lien on the property?
thanks TOmmy

I don’t know how you can bluff them.

I guess tell them if they don’t work with you they will get wiped out, which is true.

I would only pay them about a 1,000.

You have to do a title searh to see is there is a lien against the property.

Or have someone do it for you.