Creative Help Needed with House Sale

Hello. First, I am new to creative real estate… I’ve read some books and purchased some courses but have not yet jumped into the pool. I am currently selling my residence and looking to purchase. I am thinking of doing a lease/purchase with my home and getting a home equity loan to use as the down payment on another house. I have about $100,000 in equity on my home with a monthly payment of $920… which includes taxes and insurance. I would easily be able to get $1400 a month on a lease purchase. My question is what would the benefits be with this type of creative real estate versus just the outright selling of my home?

Thank you for any responses.


none, imo, it is a last resort if you cannot find a qualified buyer. and must move.

I know some people love them, but I am not a fan of lease purchases. People who do lease-purchases can’t qualify for a loan. If they can’t make a loan payment, how are they supposed to make a rent payment?

Why are you moving? Why are you buying?

If you’re looking to invest in real estate, why not stay where you are and enjoy that lovely <$1000 mortgage payment and just tap the equity through a HELOC to do deals?