Can you get a 100%hard money loan?

I just recentley started looking at these programs and I was curious if I wanted to buy a home and fix it up can you get one that gives you 100% financeing? Also if anyone knows a lender or hard money lender that will do a refiance on a residental property that is owner occupied with a 476 credit score? Please help! ???

http://www.sub500mortgage.com/

This lender doesnt do many states on the east coast-know any others?

follow this link http://www.reiclub.com/hard-money-lenders.php