CAN I GET A HELOC 590 FICO

I HAVE BEEN IN MY PRIME RESIDENT SINCE AUG 6. A CITIFI BROKER TOLD ME I CAN GET A HELOC WITH A 640 FICO. IS THERE ANY OTHER BROKER OR COMPANY THAT I CAN USE?

I don’t know of anyone who will do a HELOC with less than a 620 score. Sorry.

You can get a cash-out “stand alone 2nd”.

What kind of LTV (Loan To Value) are you looking for?

What state are you in?

I LIVE IN SC. I PURCHASED THE PROPERTY FOR 76900.APPRAISED IT WOULD PROBABLY GO FOR 90000. THAT DOESNT LEAVE MUCH EQUITY TO WORK WITH. BUT I NSOME CASH ON HAND TO POSSIBLY REI AND BUILD MY FICO.

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