I would like to look into getting pre-approved as my lease is up in December.
I live in US. I would be trying to do the loan in my name only however my fiance of 10 years would be a 2nd income (has a recent judgment so not putting her on the loan).
I have about 7 years history in my line of work.
My credit score is about 660+. No BK. No charge off. Income is 63k before taxes. But I do have about 400 - 500 monthly debt. 1 car payment, student loan debt and some CC debt that make up that 400+.
I have not owned a house in 2+ years so I am told I may be considered a first time buyer again.
I would like to finance 100% and I am looking at houses right around 300k.
Where would I find someone who could assist me with this?
Thanks!