Business Credit Card

If I apply for a business credit card for my LLC will my personal credit take a hit for the inquiry?


There’s no way around it… whoever is the primary authorized endorser will take a hit for the credit application. Someone will have to give something to get something…

If you already have good credit it should not be a big deal. When I opened a CC for my LLC nothing really happenned to the credit score. The biggest hit ever I had when one messed up phone company submited a claim for a 3-4 y.o. unpaid phone bill for $8! (they went into bankruptsy and never sent the bill to me…) Transunion score went down from high 700s to 640 or something.