Best Financing option

  1. Assume new loan?

  2. Wrap Around?

  3. Seller carryback?

I would appreciate any insight anyone can offer

Deal involves a 145k rental property, fully rented at a positive cash flow of 470/ month average.

I can qualify for a decent interest only loan, maybe even a standard loan.

Seller is motivated but not desperate, open to options

So What do you think is the best deal here?

Should i get him to just carry as much as possible and assume a new loan??? So I can get something btter than an interest only?? Or just Assume a new loan?

Assume his mortgage, and pay him for his equity on a monthly bases?

Any help would be great.