Bank accept short sale offer

Dont want to waste time on this one if nothing can be done, yet.

Homeowner was in foreclosure, worked a repayment plan with bank and got out of foreclosure. She is two months away from being totally caught up with the bank, but she says that she is working herself to death and will end up back in foreclosure trouble shortly.

My question is will the bank consider a short sale when she is essentially caught up, but been in financial trouble very recently?

It depends on the bank and the clerk that will handle foreclosure. Right now banks are overloaded with returned properties so my guess that bank will accept it.