90% HML???

Is there an HML that will do 90%? It is a new home, only 8 months old. Doesnt need any fix-up.

Yes, reaching 90% can be done.

Why is a HML needed?

I thought HML’s capped at 70%? How do you get them to go more?

A conventional lender can do 90% with decent credit.
Why the HML?

can be done . whats the loan amount

Home appraises for $278k, need $250k loan. Need HML because of poor credit. No ther lenders will look at it.

Hello, Have you considered private money? They do up to 95%.

How bad is your credit?

low 500’s

Now I understand your dilemma.

I had a business that I sold to a “friend”. He defaulted on the note and left me holding all of the debts that he had incurred. I had to file Chapter 13 and short sale my home. It killed my credit

Wow! Now that is a true friend. >:(

How long have you been out of the BK?

It was dismissed in March. We asked for it to be dissmissed, we only filed it to stop foreclosure so we could do a short sale instead.