I would see if they are willing to submit them directly to the lender. Give them one of your fax header pages and have them fax them in. If they still do not, ask them to call the LM or setup rep and see if they can verify anything over the phone or if there is an alternative…
I only send the prior years 1040 form (2 pages) with my SS packages.
I doubt it, but I guess you could always ask the lender. I’d be surprised though, I mean logically it would be insane for a lender to accept a short sale without truly understanding the financial situation of the borrower.
Speaking of… I read an article today about the HAMP applications in particular that said studies show 39% of the HAMP applications are missing data, signatures, etc.
I wouldn’t be surprised if the number for short sale apps was similar and then those same people who submit incomplete / half-assed paperwork are the ones complaining about how bad the bank is at handling their short sale.