2.6 MM Refi

I’m looking to buy a house recently appraised at 4.6MM for 2.6MM via “subject to” I want to then refi to cash out and pay off the sellers loan. Is it possible to refi that loan if my credit score isn’t very high or I wont be able to show a lot of income? Also is there a time frame I have to wait before I can refi or can I do it once I close on the “sub to” purchase. I would use the cash out for reserves to cover the payments on the home.

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To answer your question… No there is no one out there that is going to do this loan for you. 70% is going to be your max LTV and you are going to need at least a 720 FICO with six mnths reserves.