$1M Dollar Home for Sale In Monroe-Woodbuy NY

I have a home for sale in Monroe-Woodbury NY that I would like to buy. The problem is is the owner will only do seller financing if I buy for the full amount of $1M.

I would need to find a buyer; who will buy the house with lease with option to buy. The problem is:: the loan
amount may exceed my positive cash flow amount.

I want to charge an option to lease assignment fee:: Can I do this? for $1-$2,ooo dollars?

Also, I can buy it for $825k but with no seller financing, I can get the 25% down from the buyer and get a mortgage for only $3,895 and keep the thousand plus.

My question is::

Can I go over the fair renters market value of $4,00 for
woodbury and charge an extra 1-2,000 dollars? for the option fee?

And Where would I find the buyer in NY?

The house is gorgious, it was built in 2001. ITs so bran
new it hurts. ITs all brick. Got lots of amenties; and its
6,000 sq ft plus with pond.

ITs so nice it hurts to look at it.

Can anyone offer some lease with option to buy this house AFTER I buy it with a new mortgage, how do I go
about leasing it to him? With just a lease with option
to buy contract?

How would that effect my mortgage? How do I do the contract BEFORE I get MY mortgage.

Any help counts,
Thanks in advance,
Yours Sincerely,
allcashbuyers