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Author Topic: How do I look up remaining mortgage on a property?  (Read 14486 times)

Offline CBowden

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How do I look up remaining mortgage on a property?
« on: April 13, 2011, 12:39:38 pm »
Is there a way to find out how much is still owed on a mortgage? Typically, when a lender forecloses on a property, the judgement amount is shown on the document. But in the case of a lien holder, the mortgage amount is not shown. Can this be determined?

Offline shortsaleking

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Re: How do I look up remaining mortgage on a property?
« Reply #1 on: April 16, 2011, 08:37:33 pm »
I believe you can look this up on www.realquest.com. Realquest is pretty expensive and you are required to sign a 1 year contract. However, if you are needing this service often, then this is a great source for you
Emilio Kim is a seasoned investor. Get your free mini short sale course at www.realestateinvestingbrains.com.

Offline jeannelovely

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Re: How do I look up remaining mortgage on a property?
« Reply #2 on: May 03, 2011, 07:34:44 am »
Where does your State record their public records?
In my area ours are recorded on the Registry of Deeds. All this information is online once you find out where the deeds and mortgages are recorded.

Offline heartlandbuyshouses

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Re: How do I look up remaining mortgage on a property?
« Reply #3 on: April 20, 2017, 12:45:25 am »
The easiest way to check mortgage of a home is download a property report. :biggrin :cool
Don Wede
Heartland Funding Inc.
www.heartlandbuyshouses.com

Offline Bill H

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Re: How do I look up remaining mortgage on a property?
« Reply #4 on: April 21, 2017, 11:11:40 am »
Go to wherever the deeds are recorded in your area.  Look up the original deed of trust which most cases will show you the amount that it secures and the interest rate.  Then any financial calculator and put the data in, compute remaining balance and that is it.

Offline Samie9

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Re: How do I look up remaining mortgage on a property?
« Reply #5 on: August 15, 2017, 08:41:46 pm »
All great advice here. Not sure about other states, but here in California you can't get an exact amount unless you look at the latest statement or contact the loan servicer directly. I have found property radar to be pretty accurate if you can't get a hold of the statement.

marksmith

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Re: How do I look up remaining mortgage on a property?
« Reply #6 on: November 12, 2017, 10:12:02 am »
Go to wherever the deeds are recorded in your area.  Look up the original deed of trust which most cases will show you the amount that it secures and the interest rate.  Then any financial calculator and put the data in, compute remaining balance and that is it.

Hi,
I agree with Bill H,
You should go, where the deeds are recorded in your area. You will found whole information related to your property there.
Thanks!!

homesteadroad

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Re: How do I look up remaining mortgage on a property?
« Reply #7 on: November 14, 2017, 03:21:59 am »
Undoubtedly, buying a home is one of the biggest investments that one makes in his life. And for this, they need to carry the biggest debt- mortgage.  If you are planning to buy a house, then be sure to avoid the below-given mistakes.

  • Consulting a non-local mortgage company
  • Not getting a mortgage pre-approval
  • Not shopping around
  • Adding too much debt

So, avoid these mistakes if you want to get the mortgage and buy a home. If you are unsure whether you would be able to make a right move or not, it would be better to seek professionalsí help.

Offline quickcashinnashvilletn

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Re: How do I look up remaining mortgage on a property?
« Reply #8 on: November 16, 2017, 08:17:48 pm »
I have had success using my title company. I have a great relationships with them, and they can just do some back-door things for me. That's how I do it when I need to look up a mortgage. Let me know if you need any help.

Offline Gianna_Flores

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Re: How do I look up remaining mortgage on a property?
« Reply #9 on: March 29, 2019, 06:07:18 am »
There are some steps to look up remaining mortgage on a property:

Search Courthouse Records. The property records for the house in question will be stored with the clerk of court for the county where the property is located
Do an Online Search
Ask Your Realtor
Ask the Neighbor
Weigh the Pros and Cons

« Last Edit: April 12, 2019, 06:35:28 am by Mdhaas »

Offline Jayfender

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Re: How do I look up remaining mortgage on a property?
« Reply #10 on: August 19, 2019, 05:00:10 am »
Thanks for this Insight.

Offline david

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Re: How do I look up remaining mortgage on a property?
« Reply #11 on: September 05, 2019, 06:27:22 am »
Is there a way to find out how much is still owed on a mortgage? Typically, when a lender forecloses on a property, the judgement amount is shown on the document. But in the case of a lien holder, the mortgage amount is not shown. Can this be determined?
There are many websites available where you can calculate the remaining mortgage amount.

Offline amitch6886

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Re: How do I look up remaining mortgage on a property?
« Reply #12 on: September 08, 2019, 04:12:22 pm »
I use http://www.padhawk.com to find the mortgage balance and lien info. Try that for your area.
Adam Mitchell - Owner
We Buy Houses Fast in Dallas
www.webuyhousesfastindallas.com

Offline moolahut

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Re: How do I look up remaining mortgage on a property?
« Reply #13 on: October 05, 2019, 11:00:49 pm »
In Arizona, I go to the Maricopa Assessors office and search the address.  Confirm parcel numbers, legal description and spelling of owners names.  Then I go to the Maricopa recorders office and search for their name.  Confirm if there are 1 or 2 deed of trusts.  Then, calculate using an amortization schedule around what they should owe if they were current on payments.  The figure won't be perfect, but is typically close.  But always if you talk to them ask if they are current on their mortgage.  There are tools out there that help, but this is easy to me because I have worked in Escrow and Title when I was younger so am familiar with it.
- Joel M
Currently an investor, previously worked as an escrow officer for Fidelity.
https://MoolaHut.com

Offline sellpahomefast

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Re: How do I look up remaining mortgage on a property?
« Reply #14 on: October 18, 2019, 10:23:09 am »
-Go to the County website
-Look up the Recorded Mortgage Amount
-Use a Mortgage Amortization tool and plug in data to estimate the balance (i.e. rate, years, etc).
-This will provide an approximate balance (sans late payments, additional principal payments, etc).

 




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