haha this is going nowhere, i think you get my point now and i totally get yours.
honestly, maybe i’m just not using ethically the right way. what i’m saying is that there are ways to do these deals that, if i did them that way, would make me feel guilty. to each his own. and yes, the age of the person, not because of the number of years, but because of the likelihood of them being in a certain situation (being poor), can make me feel much worse.
and i don’t want people to be held by the hand, free markets are a major, major thing to me (econ major…). i am not saying i think these immoral (to me) actions should be prohibited, maybe not even regulated, i just wouldn’t do them. there are things that are legal and okay in a free market i still wouldn’t like doing. for instance, though i’m sure there’s lots of profit, if i owned a credit card company, i would want to gear my services towards adults, instead of making a killing by being the company that kids get their first credit card from. sure, i’d get a ton of money in late fees, overdraft fees, etc, but i just wouldn’t like it. on the other hand, i was about to quit my job at one point because i don’t really like how misleading my entire industry is, yet i ended up dealing with it and staying. now i just think if they’re gonna be dumb enough to pay, they get what they are going to get. a fool and his money are soon parted, isn’t that how it goes? i still feel bad about it sometimes, but i don’t think there should be regulation, and i still sell the stuff. i just wish people woudl be more responsible for themselves haha.
anyways i’m done in this thread, limited time online is pretty much claimed by real learning… i totally am with you on this just being part of a free market, and i don’t want suitability standards here. i would just personally feel guilty about doing some of the things a free market would allow me to do, and i would only feel that way in certain situations (like i said before, i don’t really support how my industry advertises its products, or even what they put in some of them. however, some of the people i sell to i take joy in providing them products that i feel they are being ripped off on, so that may not add up for karma’s sake, but it’s just my feelings i guess)