I don't think the coronavirus will have much affect on the foreclosure rate. At least at my county courthouse foreclosures and evictions have been frozen. Also the banks I believe have to do forebearances or loan modifications of some sort. Americans aren't working especially with at 8 million filing for unemployment. There's supposed to be tax credits and funding to lenders to place back payments to the back of the loan. So if anything, as long as the country is on lockdown, homeowners behind on payments as a result of the lockdown are home free. Homeowners in trouble before depending on where they were in the process might be home free until the lockdown ends and it will be back to business.
This is my opinion so don't hold me on this.