Rehab loan

I want to ask if there are any lenders willing to lend on a single fam in NY with no or low (1-2) points . The property is about 60% LTV. I’m planning on converting the property into 2 fam. Thanks. Also I’ll need a pre-qual letter very shortly.

What zip code in NY?
Credit score?
Do you need a rehab loan?

Additional questions may follow?

Rehab loans with lower closing costs tend to be of the conventional variety but there are some HM lenders that take an agressive stance on origination fees.

Need to know where the property is, the purchase price, cost of repairs, ARV and quite a bit more to determine if you are a fit for the programs I have in mind.

Regards,

Scott Miller