John, As of now I've filed a complaint with the Internet Crime Complaint Center, the Attorney General of Texas, the Better Business Bureau, the Mesquite Tx Police, and I've just spoken to the Chairman of the Subcommittee on Consumer Protection (National Association of Mortgage Brokers). He said that he may be able to push some buttons and get the U.S. Attorney General's office to look into this one.Oh yeah. I've also written a letter to the Dallas Morning News as a followup to a story they put out on December 17, 2005.Chris Macone could have easily made all this go away by being upfront or by refunding the "consultation" fees as I've requested. His choice is simply to ignore the situation.I've given Chris 5 days to respond to my latest email and return the so called consultation fees. If that does not happen, the chairman from the National Association of Mortgage Brokers said that he would be more than happy to help.