Mobile Home Help

Hi I own a Mobile home on 2 1/2 acres of land in Flagler County Florida. The land and home will appraise out to atleast $120k when home is fixed up a bit, which I am doing as we speak.

I owe 25k for this property and would like to obtain enough money pay off the first mtg and put some cash in my pocket, I have a credit score that is low right now but my income is really good to debt ratio.

I need to pay off the first mortgage by the end of january. What is the best way for me to suck out some money and pay off the mtg company at the same time? and who can do these types of loans.

Thanks

Not many lenders will finance mobile homes but I work with a couple who will but alot, of course, depends on the appraisal. Are you current on your mortgage and have you been late on any payments in the last 12 months? If so, how many? What is your credit score? What is your income?