REFI NOO Penna

[JAAMJK]

Hello,

I'm not expert at this but I would check the cost of the money   on the first money compared to the cost of the money if recast today.  It may be that the product you persently has is better recast but maybe not.  Maybe attaching the equity loan makes more sense.   It might be something that your own bank will entertain on the equity side.  If so, the cost of the Equity line versus the fees on recasting everything might be significantly cheaper.

[ShaunG]

You won't find an equity line on a NOO with that credit especially on a row home.